YAF: Young Adult Finance, for young South Africans
Payslips, budgets, credit scores, tax and your first investment. Bite-size lessons, real tools and a locked vault for your important stuff, all in one app.
Arranged in the order life throws money decisions at you. Start free, unlock the lot with Money Builder.
PACKAGE 1
Know where your money goes. Decide where it should go.
PACKAGE 2
Your credit history is your financial reputation.
PACKAGE 3
The money stuff nobody taught you at school.
PACKAGE 4
Do not just earn money. Make your future money work harder.
Learn it. Do it. Own it. Every lesson ends with something real to do.
Fill in your income, set your lines, log spends in seconds. Debit order, card or cash.
Check your score inside the app and learn exactly what moves it.
Your will, policies, accounts and wishes in one PIN-locked place, for the people you love.
Pass the quizzes, earn a certificate of completion you can share.
Level up from Money Rookie to Financially Ready by doing real money things.
Money Circle members can book time with a qualified financial adviser.
Every paid plan starts with a free 3-day trial. Prices are placeholders for testing.
Learn the basics
Free
Learn and manage your money
R89/month
Learn, manage and get coaching
R189/month
No app store needed. Open this site on your phone and choose Add to Home Screen. Updates arrive automatically.
Try the demo now